LazyMoney - Privacy Policy

Last updated: 03.11.2024

1. Introduction

Welcome to LazyMoney, an application provided by ByteBois OÜ ("we," "us," or "our"), a company registered in Tallinn, Estonia. We are committed to protecting your privacy. This Privacy Policy ("Policy") explains how we handle your information when you use our mobile application ("App") and services ("Services"). By using the App, you agree to the terms outlined in this Policy.

2. No Data Storage

We do not store any of your personal data on our servers. All data processing is handled directly by your bank and our service provider, GoCardless. We do not collect or store your names, bank account numbers, transaction details, or any other personal information.

3. Information We Do Not Collect

We want to assure you that we do not collect the following information:

4. Data Processing

All data required for the functioning of the App is processed directly by your bank and GoCardless, our trusted service provider. They handle the authentication and retrieval of account information securely. We do not have access to or store this data.

5. Third-Party Services

GoCardless: We utilize GoCardless for secure bank integrations. Their privacy policy governs the handling of your data during the account information services process. Please review their Privacy Policy for more information.

6. Cookies and Technical Data

We may use cookies and similar technologies to enhance your experience. However, these do not collect personal data and are used solely for improving App performance and usability.

7. Children's Privacy

Our App is not intended for individuals under the age of 18. We do not knowingly collect personal data from children. If you become aware that a child has provided us with personal data, please contact us immediately.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this Policy periodically.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: support@lazymoney.app

10. Data Security

Although we do not store your personal data, we are committed to ensuring that any interactions within the App are secure. We employ industry-standard security measures to protect your information during transmission.

11. Your Rights

Since we do not collect or store your personal data, there is no personal information for you to access, modify, or delete within our systems. Any data handling is managed by your bank and GoCardless under their respective policies.

12. Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of Estonia, without regard to its conflict of law principles.